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Timing belts generally go out at or near idle. In this car, they are supposed to be changed every 60k miles - so unless you are comfortable getting left on the side of the road, change it that often. At least its a non-interferance engine, so there should be no damage if the belt breaks.
As for the rest of it - the harder you run the engine, generally the shorter its life. Spinning to 5k rpm a few times every drive (as long as it is warmed up first!!!) is not really a bad thing though. High RPM wears out things that are more expensive to fix than the timing belt - bearings, pistons+rings and valvetrain.
Keep up on the maintenance and you'll be fine.
-Charlie
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2003 Impreza WRX Wagon 5spd - 2.2L stroker + other goodies
1989 Camry Alltrac LE 3S-GTE 5spd - SV25/ST205 hybrid
1990 Camry 3S-GTE 5spd - parted out / junked
1990 Camry DX 3S-FE 5spd - The original white90dx; gone but not forgotten
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