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Do you think the car would break down?
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Id change the timing belt or at least check it, remove the top cover and look. If it looks ok you could put it off for a while but i'd say i'd do it within the next 50k since you dont know the history.
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Is there any other good way to the timing belt?
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Change it or get it changed? This post might help, its not exact but alot of the details are close.
http://www.toyotanation.com/forum/t160972.html
You can also download the factory manuals here.
http://oregonstate.edu/~tongt/camry/
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How can i check the cars service records?
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Probably can't unless you can get some receipts from the owner. Id assume nothing was done like coolant, transmission fluid and t-belt and just do them; and inspect everything else like the brakes.