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Interesting. Sounds like an impingement taking place since the belt won't retract while the trunk lid is open. Although not the same thing I had an Acura Legend once that was hit very hard in a parking lot which bent the frame enough so that the driver's door did not close properly or tightly, but if the other doors were opened the driver's door would close correctly. It's just a guess but it sounds like the hinge/support arm for the trunk is impinging on your seatbelt system due to movement associated with the accident or an improper install of the new seatbelt.
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