Is SE considered to be sport car by insurance company? - Toyota Nation Forum : Toyota Car and Truck Forums

ylen13 · 05-12-2008, 01:39 AM

I am planing on buying 2009 Toyota Camry se v6, and wondering how insurance company categorize SE model. As sedan or as sport car?

b0r1cha · 05-12-2008, 01:53 AM

sedan i believe or else my insurance would be off the HOOK. seeing how im 18, male, point on my record. i dont even wanna imagine how much i would pay for insurance if i had like a s2k.

2k4CamThrilla · 05-12-2008, 08:03 AM

It should be considered a sedan on your insurance policy.

Camread · 05-12-2008, 08:29 AM

its only considered a sport car if it has 20" rims, lowering springs, a lawnmower exhuast and a Trd emblem.

LE V6 is a "sedan" and i think the SE v6 has the same HP??

***bandit*** · 05-12-2008, 09:38 AM

Quote:

Originally Posted by Camread

its only considered a sport car if it has 20" rims, lowering springs, a lawnmower exhuast and a Trd emblem.

LE V6 is a "sedan" and i think the SE v6 has the same HP??

I believe LE V6 and SE V6 has same engine, same HP/Torque. only difference is exterior look and interior options.

Dont they categorize cars based on how many doors and the power of the engine plus if its a luxury car (brand)?

Told my parents I'm getting a Camry SE and they were like, "your insurance is going to go up cuz its a sports car". I'm like "Its the style that makes it sporty. The engine is same as if I didnt get the sporty look". I dont even know why I discuss it with them.

workerant · 05-12-2008, 09:55 AM

My SE V6 doesn't jack up the price much on my insurance.

***Punks_Not_Dead5*** · 05-12-2008, 10:03 AM

my SE V6 (2002) is cheaper than my last car...but my last car was considered a sports car....Z24 convertible V6....

CupCate18 · 05-12-2008, 10:04 AM

It's a 4 door car, it is considered a sedan.

danorthface · 05-12-2008, 10:18 AM

Quote:

Originally Posted by CupCate18

It's a 4 door car, it is considered a sedan.

alot of sports cars have 4 doors as well

Gellenole · 05-12-2008, 10:50 AM

camry = sedan / coupe (dunno if they make 2 doors anymore). It will never be a sports car.

theslowone · 05-12-2008, 10:53 AM

my i4 se is cheaper on insurance than my wifes tc. same motor.....

gdanaher · 05-12-2008, 10:55 AM

Wouldn't a two minute phone call to your OWN agent answer this question? You still only have opinions here although they might be correct. The anser comes from your insurance company.

Camread · 05-12-2008, 01:15 PM

I wonder if the TRD Aurion would be an exception (if it were sold here)

Wayward_Traveller · 05-12-2008, 01:22 PM

4 door sedan, mine replaced a 90's 4 door Buick Regal with liability and it's
$6 a month cheaper for my Camry with full coverage, different insurance company as well.

I pay like $37 a month for my SE with full coverage and a $500 deductible.

N35QU!K · 05-12-2008, 02:12 PM

As far as I know, Camry's are considered family cars.

Hell, i have a friend who has a Solara, and the insurance labeled it a Camry, hahaha.