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I have to ask why would you want to insure your tires? the #1 prinicple of insurance is to insure what you can not afford to lose. So I insure my home, my Camry but not my dog or my tires. As sure as I write this someone will comment 'my RH insurance saved me'. And that can be true but if you take that insurance money for the tires and place it in an ING account, withdrawl money for RH covered damage - prorated as they will do- and see what you have when the tires are used up then post your results
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