no crying please! - Toyota Nation Forum : Toyota Car and Truck Forums

jscollins · 12-29-2009, 10:34 PM

so i was driving in the rain in va and this lady is stoped in the middle of the road around a turn and i was doing around 45 mph if not a little faster i kinda couldnt stop.

everyones ok but my camry aint and the lady honda pilot aint

Pawel062 · 12-29-2009, 10:40 PM

se conversion time!! glad to hear no one got hurt. looks fixable though.

Redline_Me · 12-29-2009, 10:40 PM

ohhh man, sorry. at least everyone is ok.

Your fault or hers?

jscollins · 12-29-2009, 10:44 PM

Quote:

Originally Posted by Pawel062

se conversion time!! glad to hear no one got hurt. looks fixable though.

i wish but its totaled.

jscollins · 12-29-2009, 10:45 PM

Quote:

Originally Posted by Redline_Me

ohhh man, sorry. at least everyone is ok.

Your fault or hers?

i was mine thank god i have gap insurance and full coverage.

Pawel062 · 12-29-2009, 10:50 PM

ouch even worse. well good luck with everything. hopefully everything will work out and you can get another camry.

Redline_Me · 12-29-2009, 10:53 PM

Quote:

Originally Posted by jscollins

i was mine thank god i have gap insurance and full coverage.

ughh that sucks, i know the feeling trust me.

Good luck!

12-29-2009, 10:54 PM

sorry man

GT-R · 12-29-2009, 10:55 PM

Sorry to see that.

So how does the gap insurance work? Your car is totaled, your insurance company only pays the current bluebook value, and the gap insurance pays the remaining amount / debt that you still owe the bank?

CiCATRiX · 12-30-2009, 01:14 AM

Quote:

Originally Posted by GT-R

So how does the gap insurance work? Your car is totaled, your insurance company only pays the current bluebook value, and the gap insurance pays the remaining amount / debt that you still owe the bank?

correct! it's still weird to see people decline
gap coverage on a newly purchased vehicle.

jscollins · 12-30-2009, 01:22 AM

Quote:

Originally Posted by -Kenny-

sorry man

the one time i come yo your state i total my car

jscollins · 12-30-2009, 01:24 AM

Quote:

Originally Posted by CiCATRiX

correct! it's still weird to see people decline
gap coverage on a newly purchased vehicle.

it it would be stupid of someone to decline it, well i thought of it and now im glad i got it and its going to save me round 4 grand.

Chris311 · 12-30-2009, 01:47 AM

Quote:

Originally Posted by jscollins

it it would be stupid of someone to decline it, well i thought of it and now im glad i got it and its going to save me round 4 grand.

Not always. if someone gets a good enough deal on a car, especially one that holds its value (So obviously this does not apply to Chevy or Dodge/Jeep/Chrysler cars).

I bought my 2009 brand new with no gap insurance. I got a long 75 month loan with low payments. And yet, my KBB value is more than what I owe after 10 months of ownership. If I went and totaled my car, Gap insurance would not have to pay anything.

**PRINCESS PEACH** · 12-30-2009, 01:59 AM

Glad to hear you got out of it okay.

Quote:

Originally Posted by Pawel062

se conversion time!! glad to hear no one got hurt. looks fixable though.

lol Paul, you're crazy. Once there's frame damage, its almost impossible for a car to drive straight again.

Pawel062 · 12-30-2009, 07:49 AM

your right paul. thats why it's best to get a car hit from the back. no air bag deployment and damage to frame is different so much more repairable. still with right machines and a good body guy, you can get this car fixed and driving like new again or atleast close to it.