I had simlar preferences when i was buying a Camry, I really wanted a camry with the "SET" oem body kit, and BBS wheels, but those are so hard to find and everyone i found was 3k more then similar year/mileage camry's..
also most with the kit i noticed where not even SE's.. so i decided just to look for a nice SE, i did settle for the little 5 spoke 16's, i would have loved the 17" gunmetals from the 05/06 but i feel i got my car at a pretty good price..
i ended up getting a 03 (Phantom gray)? i think the color is called, SE.
some of the differences i found reading up before i bought one.
SE's have 4 wheel disc brakes, where the LE has drums, black headlights, black pearl emblems, 3 spoke steering wheel, spoiler, front strut bar, sportier suspension, silver interior accents, silver cluster, foglights. i think a few other things i've forgot about.
the 05/06's have a couple nicer things like different grill, tails and cluster..
i'm really glad i waited and found a SE though, it took a bit of looking i was kind of suprised how few i found locally. i was looking for a 4 cyl automatic i dunno if that made it harder to find..