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I can't answer all of your questions but here goes---you probably sucked up some sludge that clogged the oil tube in the pan, at least for a time. It doesn't take long to ruin an engine. The oil can be full to the line but if it is gooped up down there and won't go through the tube, well, it isn't being oiled. Yes, you probably burned up a rod bearing but with 160k miles, all of the rod bearings and main bearings were suspect even before this happened. No, you can't replace a rod bearing without pulling the head. If the rod bearing is shot, then the crank journal is likely scored as well and will need to be replaced or reground to an undersize. The short of it is that you need to find a decent junk yard engine to swap out. Sorry about that. As for the rest of the questions, they are moot.
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2007 V6 Camry LE, Built TMMK 27 September 06
"People who think they know it all are particularly irritating to those of us who do."
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