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If the potential for failure on highway frightens you, it's time to take public transit, because it's something that can happen to anybody anytime anywhere. Friend of mine had the engine in his Jetta Diesel seize on the 407. It was a manual tranny so when the engine seized that meant the front tires locked up solid for a couple of seconds before he could disengage the clutch and roll to the side. Fortunately it wasn't too busy at the time. Years ago I snapped the crankshaft on an old Ford on the highway. Another friend of mine had his rear wheel shear off, the entire rear wheel, brakes and all pass him by (serves him right for buying a Skoda). Oh yes, I also had an old Toyota that had the piston clip the valve at high speed on the 401. That was a manual tranny to so just for a split second it locked, but managed not to destruct and I was able to limp home on 3 cyl.
As for how long the new inverter will last, well, in the 5 yrs I've been hanging around the Camry forums where ever, there have been only a handful of stories about inverter failure. It seems not to be a very common problem. The most frequent mechanical problem I've heard over the years is a leaky water pump.
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