your opinion is needed!

[pecanpie]

Hi!

I have been reading threads on the board and learning a lot.

I just bought a 2002 Avalon XLS with about 41,000 miles. The prior owner also owned a Toyota affiliate company and the car was well taken care of. As you know the power-train is still covered under warranty up to 60,000 miles. I can buy mechanical repair coverage from a reputable company (I think --it's CUNA Mutual -- been around a long time and puts together services and products for credit unions to sell their members). The cost varies on length of term etc. but for example:
I can get another 36 months and another 45000 miles (so takes me up to 86,000 miles) for $886.00 with a $100 deductible per repair.

This would cover (generally speaking -- cause none of you probably want to read all the specifics!!) engine, transmission, front wheel drive, rear wheel drive, steering, front suspension, brakes, electrical, air conditioning. For more money I can cover more things or go up to 100,000 miles and also can choose less or no deductible.

I don't work on my car.


So, anybody have advice on whether I should buy this coverage? I can't buy this deal later. Have to sign on when I sign loan docs with Credit Union.

[COLOR=dark blue]Or another question that would help me decide -- on you Camry or Avalon, did you have any significant repairs under 100,000 miles? What did it cost you?[/COLOR]

Thanks for any advice or info.!

[a94autoCamry]

well i dont know about how much repairs run and cost....cuz me and my dad (hes a mechanic) do the repairs ourselves....but since you dont work on ur car and if u can afford it, then sure why not, go for the coverage

[2wickedtoyz]

if you plan to keep your car stock and don't like doing your own work then go for it. but if nothing happen and then that protection runs out you just paid an @$$ load of money for nothing