Cam2xRunner did a post about rear speakers and how they can be a drawback to your system...I'll go look for it.
http://www.toyotanation.com/forum/t111716.html It's long, but worth it. That guy is/was (where'd he go?) like a deity when it came to car audio. So, you could shave off $380 just there unless you're dead-set on getting rear speakers. As for installation, try doing it yourself. It's a little bit more work, but you'll be so much more proud of your system, plus you'll save $230. So, you could save $610 right there. Spend that on an iPod or some other cool toy for your car.
So there's my opinion, unless your a millionare and don't care about money...in that case, this post doesn't apply.