it must suckto be you guys.if you do go crazy, maybe theyll put you in a rubber room with yoyota emblems emblazed in the walls, and then you can bounce off them all day,!sorry thats a lame reply,but you might be on the right track with the timing belt.I dont know about the 3.0, but i do know that on 22r's if the timing is more than a tooth off mecanically with the chain;you end up bending valves.I'd probably get the manual,changing the belt does require a puller for the crank pulley,so its a fairly complecated procedure,and good mecanics arent cheap.Toyota recommends timing belts at 60 thousand miles,but they'll go a LOT longer,how mant miles on your rig?