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Whether it's worth your 'time and money' is largely subjective. It's your money and time, not ours.
If you read the 9th and 10th generation threads it'd be hard to miss that the 9th generation owners are probably a more satisfied group. (once you account for the fanboyism of the 10th generation crowd. these guys do own what is probably their first new car) The 10th gen suffers, from the 9th generation point of view from a few important drawbacks:
-drive by wire throttles that make the manual transmission models a pita to drive
-electric power steering which, regardless of the arguments defending it and promising you'll get used to it, makes highway cruising less relaxing. They wander.
-tpms systems which are expensive and frustrating to manage and are really just there due to legislative thrusts to protect idiots from slightly higher gas consumption due to under inflation
-widely acknowledged and noticeable 'cheapening' of materials; chipping paint, easily scratched plastics etc. etc.
I say put some new wheels on your 2005, get it detailed and install a great stereo then drive it for another five years or 100,000 miles, whichever comes first. Your retirement and home buying funds will appreciate it.
On the other hand, you only live once. Trade it in for a Subaru WRX and go nuts.
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