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have an oem rack
My wife has an 09 matrix and wanted a rack. our dealer could not order one, but i found a dealer in texas who shipped me one for $250, this is a toyota product and comes with side bars which bolt into threaded inserts which live under the removable caps in the black stripes you mentioned. the cross bars then bolt into the side bars, they are elliptical (not round or square), look good and work well. I am a canoeist and have carried my boats on it with no issues.
I too did not like the Yakima solution of the towers which grip between the door and pillar, that's why i bought the factory rack. however, i now realize that i can hold only one boat up there, and i really need the capability to carry two. so i'm going back to look at the Yakima racks and will probably sell the Toyota rack.
if you have questions, ask away. let me know if you'd like to buy the oem rack, it's almost brand new with light wear from carrying wood gunnel canoes 4-5 times. i'll give you a break on the price since it's used.
-elliott
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