Re-Finance 2013 Toyota Venza XLE

[apuzilla]

Hey everyone,

I hope everyone is having a good morning! I checked other subsections of the forum and couldn't find anything in particular about this issue. Lets get down to business shall we, I have bought a brand new 2013 Venza XLE in August of 2012 and at that time there was no 0% financaing and before buying it the finance officer told us that there will not be any this year and kind of made it seem like waiting was not a good idea. Now I have checked the Toyota website and their is 0% financing for 60 months. Has anyone tried to refinancing their Venza? If so how did it go? Can I still get this offer even though its been only 4 months since I have bought the car???

[djp from ohio]

I just bought one in October and got the financing even though I didn't need it. It's free money. I am guessing you cannot do the financing retroactive. Good luck!!

[Streaker]

I was told that whatever program is in place when you take delivery applies. My first order qualified for the 0% financing. I did not accept delivery due to the possibility of storm damage. My re-ordered Venza will not be here till the first or second week of January. The dealer and a Toyota Rep. told me I could not lock in the 0 % financing,that I would have to wait and see if Toyota has another program in place in January. Here's Hoping!

[nhcycle]

It was a factory sales promotion to induce a purchase within a specified timeframe - not a refi promotion like a bank. So much for trusting the word of a sales person to know what the scoop is..... It's almost a safe bet there has been/will be a special financing deal every month. Don't know what rate you did get but maybe you can lock in a lower rate at a credit union or community bank....if it would be worthwhile?

[KMG1219]

Originally Posted by apuzilla

Hey everyone,

I hope everyone is having a good morning! I checked other subsections of the forum and couldn't find anything in particular about this issue. Lets get down to business shall we, I have bought a brand new 2013 Venza XLE in August of 2012 and at that time there was no 0% financaing and before buying it the finance officer told us that there will not be any this year and kind of made it seem like waiting was not a good idea. Now I have checked the Toyota website and their is 0% financing for 60 months. Has anyone tried to refinancing their Venza? If so how did it go? Can I still get this offer even though its been only 4 months since I have bought the car???

What rate did you actually get in August, 1.9%? If you got 1.9% or less that is still a good deal you'd be hard pressed to find something better from a bank or credit union.

Like others said never trust what the idiot sales person says. For the most part those people are freaking clueless and you can find more information on the internet about ongoing deals.

Anyways, you bought a 2013 model in August 2012. Common sense would tell me that better deals would be towards the end of the year.

Learn from this and don't make the same mistake twice.

[DAN_C]

To be fair, it's very rare for Toyota to start offering 0% on vehicles that are less than 1 model year old following a refresh. For whatever reason, Toyota is going crazy on Venza's of late though. Sales people are even getting hundreds of dollars from Toyota, plus commission from the dealer to sell a Venza.