How much are you paying for insurance on an AE86?

[DerekDorifto]

Hey Sebastien, there's a lot more people living in Southern Ontario and a lot more cars on the road as well. This means higher risks for collisions, thefts, vandalism for people living here, but insurance rates drop off a lot if you live in the rural areas on a farm or smaller towns up in cottage country. They changed the law here to a minimum fine of $5000 on your first conviction for driving without insurance and it goes up a lot more if you're convicted again. It used to be only a $200 fine per offense, but people were willing to pay the fine as a cost of not having to insure themselves. In the past, if you were quoted $10,000 for insurance you could save yourself $9800 even if you were caught. Now the fines cost as much as you pay in insurance so they have taken away that incentive.

PS: I heard you almost had to make an insurance claim on your cars the other night, that pisses me off...

Originally Posted by toymaniac

:o damn i love to live in Quebec.....my ae86 cost me 250/year and yes i'm protected against stealing, fire, vandalisim.....
and my ae92 sr5 300/year.....how come in ontario it's so damn expensive?

[toymaniac]

hey derek!
yeah i woke up and the two doors were open.....not just unlocked but wide open!! i had almost a feet of snow in the car.... :evil:

and my sr5 was also opened.....no damages but the are scraches on each door windows.... they opened it with a rod of some sort....

they took my trd shoulder pads :evil: ...i had a 4litre of oil wich is no longer there.....25$ the wierd thing is that they also took a oil filter that was meant for my oil change....and it was a toyota filter.....so the person must have a toyota .....

i better not find who did that......

[toymaniac]

yeah here to it cost less when you are not in the city.... my friend as a ae92 88 and pays 200 he live 20 minutes from montreal...

i live in montreal....my mother pays 650 for her 1999 corolla....

my brother in law lives in montreal he's 26 and pay 800 for is 2001 echo....

sure in montreal and the suburbs we are only 3 million compare to toronto we are a smal village!!! but that much diffrence for insurance??? :-? ...anyway i'm just glad not to pay to much for insurance.....

[Voodoo.Priest]

If I was paying my insurance under my name I would be paying $2,700 a year for full coverage. But I have my insurance under my dad's name and listed me as the secondary driver, so I only pay $575 a year for full coverage.

I'm 21 and I live in Burlington. Burlington borders Hamilton to the east along the lake.

[CanadaGTS]

and i was complaing about what i pay in montreal. i pay 1000/year for 2 way full coverage as first and only driver and i'm 22 years old. i'm scared to see what it would be in toronto! sorry 2 hear that they took your stuff sab. at least its minor stuff and not the whole car! i like when someone took of my led washer jets! ( i know but i was a gift and i need washer jets for my car at the time. cuz i had none on teh car in winter!) anyways yeah. that was my anti thief system. i said "give them some else to take on your car instead of the car! " so far it worked.

Today's eyecandy winner

[Skeetzilla]

i pay just under $200 us funds for being primary driver of my 86' sr5. i'm under 25, no wrecks, no tickets.

note: thats monthly not yearly.