buying new

[koss78a]

ok im thinking of getting the corolla Sport 2005

whats the best way for me to go about buying it

im thinking of giving about 10000 down as a payment plan then go on a 60 month payment plan of about $360 a month
5.3 % interest
is that good

what should i do to negoitate a better price on my toyota? any suggestions?

[Katsimbris]

Hey, I work at a dealership, and that sounds like a deal that would be easily accepted. If you can afford that, you'll get it. IF anything, if your credit is good, go for a 72 month term, so that you can have a little buffer there, adn if you have more money evry month, just pay on top of your minimum and watch the principle dissapear.

Negotiating on price...never mention "dealer holdback," but the fact that them having the car on the lot should make them want to give you a discount. If you go to another dealer to shop around make sure you go back to the original dealer to see if they can match or beat the price.