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Depends on the model year Matrix - my old 2003 Matrix XRS just used a plain key.
But I believe starting with the 2005 model year, if your car was equipped with the "Engine Immobilizer Option" - you have chipped keys. Depending on the market and trim, not all Matrix had the Engine Immobilizer option installed. No way around that unless you get an alarm that has the RFID tag copied from your existing key or take your spare key and tape it close to the steering column.
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2002 Corolla S, 1.8L 1ZZ-FE VVT-i
2003 Matrix XRS, 1.8L 2ZZ-GE, VVTL-i (RIP)
2009 Matrix XRS, 2.4L 2AZ-FE VVT-i
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