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Welcome,
Given you have the engine removed, if you are going to do the gasket now is the time. You are at an interesting decision point.
First, the HG is a known problem...well known. You have correctly identified most of the solutions. If you leave it alone, it will fail eventually. It might live longer than you will own it though. A re-torque of the gasket has the risk of being a cure or just as often, it may be the straw that breaks the camel's back and cause it to fail (you may unseat the fire rings as they do shift a little).
Now, we get to replace. To do this with a stock gasket, you should get the head machined, and have the block inspected. The gasket rings leave impressions in the aluminium that need to be skimmed before installing a new gasket. The block though often is fine to install without work if the marks are light enough. You might want a professional to inspect it.
Now, if you are going for a stock reliable build, torquing the gasket to 72-80 ft/lbs on a new gasket with machine work is going to work well for you. You need new bolts though.
Now, if you want absolute reliability, you can consider a metal head gasket, though the block and head need to be machined, and not every shop can do it well either. You need a shop that can deal with the very smooth finishes a steel gasket requires. The gasket itself is fairly cheap compared to a genuine Toyota one, and if you get the machine work, the additional work really doesn't cost a lot more. Yes it is the foundation of a performance build, but it is bulletproof when done right too.
Bob
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