Oil changing on my 2005 Highlander Limited V-6

I am about ready to change oil on my new 2005 Highlander V-6 for the
first time and I am wondering if I need to remove the "belly pan" to get to
the oil filter? I can feel the filter and see it OK but this plastic belly
pan seems to be a tedious task to remove. I don't think I'm going to have
any problem getting my oil filter wrench on the filter but I'm wondering how
much oil will fall on the "belly pan" when I remove the filter and if it will
then drip down on the garage floor or get blown back on the underside of the
car. I've changed oil in cars for over 30 years but I hate to take this
plastic "belly pan" off everytime I'm going to change oil. Please advise what
you've done or what you think I should do (I have all the necessary tools
needed).

Thanks,

UncleMark

The 05 has a neat little funnel bolted under the oil filter, so you can
take it off from the top and 90% of the oil will drain in whatever
receptacle you have on the ground. Spray a little brake cleaner down there
after you put the new one on and it should be nice and clean.