That is perfectly normal. Toyota programs their computers to keep the transmission out of overdrive until the engine reaches a certain temperature, and therefore runs more efficient. In the long run, it reduces emissions by allowing the catalytic converter to heat up more quickly.
Toyotas in the family/next of kin:
1982 Corolla Wagon, 1989 Corolla DX, 1991 Previa LE, 1993 Previa LE,
1993 Pickup, 1994 Corolla DX, 1995 Avalon XL, 1996 Camry XLE, 1998 Avalon XL,
1998 Sienna CE, 1999 Camry XL, 2000 Camry XLE, 2002 Tundra, 2003 Tundra,
2003 ES 300, 2004 Camry XLE, 2005 Tacoma