Hi I am new to this forum. I apologize if I am putting it at wrong place. I own 99 camry 4 cyclinder and while driving yesterday its engine started making noise from passenger side. Initially it looked like there is something stuck in passenger side wheel so I did not mind but slowly it started becoming loud I immidietely pulled over and stopped the car with engine running. I opened the hood and noticed that there was burning smell coming from serpentine belt side. I immeditely switched off the engine. As soon I stop the engine I see engine spitted out all the oil and it was all over parking lot. The car was then towed to dealership and they did visual inspection and saying motor looks clean and there was no oil sludge problem. I spoke to toyota and they said they are not going to cover it and I have to fix it myself as engine did not fail becuase of sludge formation. Dealership wants me to pay them 1000$ to tear apart engine to diagnose what the problem is and advise what my car needs. They are saying it might be just bad oil pump but they are not sure. for putting the new engine it would cost 6500$ from delaership. Car has just 70K miles and it looks very unreasonable why it failed when I do all maintenance and have records. I always changed oil at 3k miles. Can anybody help me I would highly appreciate.