How bad is it? if it's just a small area with no lights or anything broken then maybe it can be patched up and sprayed. In which case I doubt it will be terribly expensive.
You might want to swing by a body shop and ask for an estimate, then you can decide if you are going to get your insurance company involved and just pay the deductable....or pay for the repair out of pocket
You might want to swing by a body shop and ask for an estimate, then you can decide if you are going to get your insurance company involved and just pay the deductable....or pay for the repair out of pocket