depending on the % u have
i have my car insured under my parent so i only have to pay 1.7k a year with everything + roadstar + 3rd party driver
Amazing how you think that's a rip. That's the going rate for most of Canada with clean driving record.
I thought BC was government-sponsored rates....so you're also paying in your taxes?
this is what im talking about. imagine $600 only for 1 year coverage. i really have this feeling we are being ripped off here in British Columbia.I am paying about $600 per year for my 2009 Corolla with the following coverage
- full replacement value for 4 years
- $2 million for liability
- theft, vandalism
- $500 deductible if I am responsible and $0 if I am not responsible for an accident
- windshield replacement deductible $100
- I am the main driver and my wife as the second driver
I am in Montreal and insured with La Capitale Assurances Générales
I heard that in Quebec, car insurance is much less expensive than anywhere else in Canada. Is that true?
Could be worse, you could be in Ontario. It's even more expensive.this is what im talking about. imagine $600 only for 1 year coverage. i really have this feeling we are being ripped off here in British Columbia.
. anyway, rates are higher in alberta compared to BC. hungT1999 you are lucky paying only 600/month...only wish that could happen here as well... :sosad:.
Depends on how old you are, distance to work and the type of commute. In Ontario, if you have to go in/out of the city of Toronto, you're gonna pay more (b/c of heavier traffic). Everywhere across Canada, if you're 16-24, you pay nearly 2x.this is what im talking about. imagine $600 only for 1 year coverage. i really have this feeling we are being ripped off here in British Columbia.
Depends on how old you are, distance to work and the type of commute. In Ontario, if you have to go in/out of the city of Toronto, you're gonna pay more (b/c of heavier traffic). Everywhere across Canada, if you're 16-24, you pay nearly 2x.
my wife and i are in our mid 40s and both driving for 25 yrs plus without any driving violation record. my wife takes the car to work 3 times a week for a total of 88kms. we take the car to church on sundays, supermarket, library and other nearby places. the car will be 1 year old on May 8th with a little over 9,000kms.
we are twice as old than kniterider09 who is 23 yrs old. he pays $171 and we pay $161. my wife has 40% discount. i dont really get it. what gives?
. that is not right at all. you need to change your insurance company. there is no way you should be paying that much with everything you stated. it really doesnt matter how much you drive and where you drive to, if you have full coverage it really doesnt matter.... it will be one year in july for my car and i already have 23000 kms on it
what can your insurance agent say about what we pay? we live in Richmond, my wife works in downtown vancouver 3 times a week. 09 corolla (May 2008) BSM auto S with moonroof. 9,000kms. age both mid 40s. roadstar discount is 40%. no driving violation record ever.There's not much choice in BC.
The basic must be covered by ICBC. The extras can be from others. Pricewise the savings is very mininal.
According to my insurance agent the price of coverage is mostly price/cost of repairs, Type of usage as in to and from work with pleasure or just pleasure, Age, and location. As in address.
You are damn lucky to have a 40% roadstar discount and only pay $160/month for insurance. Not to mention you live where drivers are slightly less incompetent compared to Vancouver where I currently reside, hence less dollars per month.what can your insurance agent say about what we pay? we live in Richmond, my wife works in downtown vancouver 3 times a week. 09 corolla (May 2008) BSM auto S with moonroof. 9,000kms. age both mid 40s. roadstar discount is 40%. no driving violation record ever.
