I finally had the nerve to call the purchase dealer (not the jerks that wanted $200 for the airfilter and PCV in Tewksbury) and told them that the MIL light was on solid and codes P0420 + P0430 were in the OBDII and I had an independent emissions place verify that the cats were likely clogged. I flat out told them they had to replace the Cats and O2s and they tried to say that they had to verify it before they could proceed, but they did and 4 hours and several engine studs later they managed to replace all the parts. They said something crazy about the car had to have California emmisions to be covered by waranty, but they never asked me to pay when they were done - the final mileage was 57,500 miles - the mileage where the problems started (MIL came on) was 54,000. And I had noticed that the gas mileage had started to drop off from the 25MPG I was getting last summer to about 16MPG just before the work was done. I have only driven 50 miles since the work so I will have to post that after I have more data.
I'm still pissed that Alpar5 could not respond what he meant by the VALVE ASSEMBLY, VACUUM in his post above.
At least I now have a navagation computer for the car - I got the Garamin PGS 18 PC with nRoute software from X10.com for $115 which is able to vocalize directions while you drive - like the luxury car guys have, to go with my OBDII adapter and my Toughbook CF-25 for my Rav4.