So I totally missed the detail on the wheels while we were at the dealer looking at this particular Highlander. Came home with the vehicle and while I was outside doing some cleaning on it, I noticed some odd mating surfaces on the wheel. After looking at it over, the limited "20-in. chrome wheels" is nothing but a modernize fancy version of a hub cap. This chrome portion on wrapped around the spoke but I have yet to pull the wheel off to see how it is secure onto the wheel itself.