You probably won't get a lot of sympathy here because it sounds like you are doing things bass ackwards. Go to your bank or credit union and get the best rate available to you and have a potential purchase preapproved. You already know what you can afford. Go shopping for a car and get the best price. Buy through your financial institution. Making a buying decision on the basis of what the dealer tells you is the monthly payment is just flat ignorant.
Frustrating!!
Been looking for a black or white 2007 Camry SE with JBL and cloth (prefer black).. Closest ones i've seen were about 250 miles away..
Anyway, checking local dealers I saw one dealer had a white Camry. Thinking it would be a LE I called, and he said it was a SE but didn't think it had JBL. He said the car was moved to a closer dealership (to me).
So, I went down there, and surprisingly it did have JBL! I was in love and test drove it. 25,000 miles, 2007.. with black cloth interior!
About 3 weeks earlier I had them quote me a new one, 19,950 with my trade, and out the door pricing.. Came to $340 /mo. 72 months, zero down. A little out of my price range..
So, I'm thinking this price will be much better since it has 25,000 miles on her.. They come back, 75 mo. $500/down at $326 a month! They have to be joking! I calculated things out and at the 72 mo. 0 down I would be paying the same amount as they quoted me for a new one! With all the same options.. They tried saying 'Well, it's a certified vehicle'.. Big whoop.
Needless to say I walked out of there without that Camry.. Just frustrating that the exact car I wanted, was right in my backyard.. And they don't want to deal.
Anyway, checking local dealers I saw one dealer had a white Camry. Thinking it would be a LE I called, and he said it was a SE but didn't think it had JBL. He said the car was moved to a closer dealership (to me).
So, I went down there, and surprisingly it did have JBL! I was in love and test drove it. 25,000 miles, 2007.. with black cloth interior!
About 3 weeks earlier I had them quote me a new one, 19,950 with my trade, and out the door pricing.. Came to $340 /mo. 72 months, zero down. A little out of my price range..
So, I'm thinking this price will be much better since it has 25,000 miles on her.. They come back, 75 mo. $500/down at $326 a month! They have to be joking! I calculated things out and at the 72 mo. 0 down I would be paying the same amount as they quoted me for a new one! With all the same options.. They tried saying 'Well, it's a certified vehicle'.. Big whoop.
Needless to say I walked out of there without that Camry.. Just frustrating that the exact car I wanted, was right in my backyard.. And they don't want to deal.
1 - 10 of 10 Posts
I got all the figures from him, a new 2008 SE they quoted me $21,800. The used SE they quoted me at $20,900.
$900 different for a new to used with 25,000 miles. 1 or 2% interest rate is not going to mean alot. I already know what buyout is on my trade, and what it's worth. So how am I doing this backwards?
$900 different for a new to used with 25,000 miles. 1 or 2% interest rate is not going to mean alot. I already know what buyout is on my trade, and what it's worth. So how am I doing this backwards?
+1 This sound advise will save the OP a lot of money and frustration. :clap:You probably won't get a lot of sympathy here because it sounds like you are doing things bass ackwards. Go to your bank or credit union and get the best rate available to you and have a potential purchase preapproved. You already know what you can afford. Go shopping for a car and get the best price. Buy through your financial institution. Making a buying decision on the basis of what the dealer tells you is the monthly payment is just flat ignorant.
Why on earth would you get an SE I4?
More importantly, being hit by a drunk driver with a 2008 Camry, damn near totaling it, is really frustrating. I got pictures if you want them.
What I was hoping to get as a response was whether the price I was quoted was anything near reasonable. I don't believe it is since there is only about a $1,000 difference in price.
KBB was showing $21,105 for a SE with 25,000 miles. I know that's not right since I can get a new SE for $21,800.
What would you pay for a SE with 4 cyl, JBL and with about 15-20,000 miles on it.
I don't want to get into the discussion of buying a new, I can't afford it.
KBB was showing $21,105 for a SE with 25,000 miles. I know that's not right since I can get a new SE for $21,800.
What would you pay for a SE with 4 cyl, JBL and with about 15-20,000 miles on it.
I don't want to get into the discussion of buying a new, I can't afford it.
Go to Edmunds, go to Edmunds, go to Edmunds.
Go to their "used car" page:
http://www.edmunds.com/used/index.html
Click the link for the "TMV - Appraise a used car before you buy."
Go through all of that, configuring the car with the mileage and the options it's got, and see what Edmunds comes up with a TMV price.
Also, take the link to get the value of your trade-in.
Print those out and bring them to your dealer -- just insist on getting a decent deal.
But, like what other folks have already said, "get your financing first," or at least do some research into it, to know what is reasonable, and what isn't. Also, bear in mind that you might get a better rate for a new car than you would with a used car -- you MIGHT WELL be able to afford the new car, if you're just talking about monthly payments.
Good luck!
Go to their "used car" page:
http://www.edmunds.com/used/index.html
Click the link for the "TMV - Appraise a used car before you buy."
Go through all of that, configuring the car with the mileage and the options it's got, and see what Edmunds comes up with a TMV price.
Also, take the link to get the value of your trade-in.
Print those out and bring them to your dealer -- just insist on getting a decent deal.
But, like what other folks have already said, "get your financing first," or at least do some research into it, to know what is reasonable, and what isn't. Also, bear in mind that you might get a better rate for a new car than you would with a used car -- you MIGHT WELL be able to afford the new car, if you're just talking about monthly payments.
Good luck!
you need to put some money down, my friend.. it's going to help a lot
putting a few thousand down is how i got to be driving a brand new car for 170/month
putting a few thousand down is how i got to be driving a brand new car for 170/month
1 - 10 of 10 Posts
- This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.
Toyota Nation Forum
ToyotaNation Forum is a community dedicated to all Toyota models. Come discuss the Camry, Tacoma, Highlander, 4Runner, Rav4 and more!
Full Forum Listing
Top Contributors this Month
View All
sdspeed
453 Replies
1990Toyota
422 Replies
93celicaconv
198 Replies
