I was driving down a road at 30 mph and someone not paying attention backed out of a parking lot too fast and came half way out in the middle of the road, I swerve to miss them and still get hit in the passenger side back door and quarter panel now a body shop is estimating the repair cost to be $3,546 and could be more after they get in a tear it down and the resale value from Kelly blue book is $3,500 the car has 94,446 miles on it and other than the damage the car still works great.
Now my problem is do i try to get it fixed or should I just wait and see if the insurance company totals it and take what they offer ?
Here are the Photo's (I know a cellphone camera is not the best but it's all I had. lol)





Now my problem is do i try to get it fixed or should I just wait and see if the insurance company totals it and take what they offer ?
Here are the Photo's (I know a cellphone camera is not the best but it's all I had. lol)




