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2000 Camry LE
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91 Posts
Discussion Starter #1
On my way to work this morning, I rear ended a van. Thankfully, the other driver nor I were injured in this accident. There was barely any visible damage on the vans rear bumper but my camry on the other hand...:facepalm: I was going no more than 10mph when I rear ended the van. Now the cop said it might go through as a non-reportable accident since there was no visible damage to the van. hopefully it goes through as non-reportable since I've had a clean record for 3 years until this :headbang:

I got an estimate done at a body shop near by. and the total came out to $2128.76..my car isn't in the best shape as there are a few scratches on the rear bumper, a sizable dent on the right quarter panel and small scratches here and there. i have about 109700 ish miles on it right now.

I'm waiting for the police report to come up but was wondering what I should be doing in the mean time. I can still drive it (both the cop and body shop guy said it was ok) but of course no driving at night since lights aren't aimed properly anymore.

I should report it to insurance right? and any idea if this will be totaled? NADA and KBB both say about $3200 USD

here's a picture of the damage..



thanks for any help with this.
 

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V8'sRGone
95 Cam
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1,956 Posts
Seems a tad steep unless it crushed the core support or damaged the inner unibody structure.

With used OEM parts and some paint, I'd think the cost would be half that but the picture doesn't show much. Did it change the RS door gap between the fender/door? Door still open and sound the same?
 

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Wagon Crew
Camry SWAGGER WAGON
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1,515 Posts
if i were u... i would just find a bumper, headlight, grille, etc . in your color and install ur self. then if the support or anything is bent, get that fixed. 2200$ way to much.

glad u are ok. good luck:thumbsup:
 

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if i were u... i would just find a bumper, headlight, grille, etc . in your color and install ur self. then if the support or anything is bent, get that fixed. 2200$ way to much.

glad u are ok. good luck:thumbsup:
Are there any online retailers that provide factory original parts? I am in a similar situation but just need a Left Hand Drivers side mirror assembly in the original factory color (930 - Blue Dusk Pearl) for my 99 Camry.

Both of us will appreciate your thoughts :)
 

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Camry 1996 V6 LE
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1,128 Posts
Do you have full coverage? If not - insurance will not help you. In most cases it is the 100% fault of one who rear ended. Thus, you can claim only to your insurance and only in the case if you have collision coverage (otherwise - "full coverage").

It doesn't look that bad to me. The hood looks almost intact. Bumper, grill, right headlight will cost you about 500 (if you find painted bumper from junkyard then even . And you can fix it yourself. Is radiator ok?
 

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2000 Camry LE
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91 Posts
Discussion Starter #6
first off, thanks for your comments/inputs

i haven't opened the hood yet since i dont know if it'll close completely.. the hood seems bent at the front tip, the RS door gap seems to be the same, both front doors open and close fine. the estimate includes after market parts. the thing that costs the most is the labor. parts dont seem too bad.

any idea if it'll get totaled? I kinda want it to get totaled but at the same time dont.. its weird.
 

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2000 Camry LE
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91 Posts
Discussion Starter #8
sorry didn't read that part. i have both liability and collision coverage.

and the radiator is ok. I can drive the car around just fine.
 

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Camry 1996 V6 LE
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1,128 Posts
Well, in this case you have a choice: use the insurance and get higher premium (since this is your fault from insurance point of view) or fix it on your own. I'd investigate how bad the damage is and then I'd shop around (if I'd not fix it by myself).
 

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I would definitely fix it myself. Hood looks fine. Just a new bumper cover and probably radiator support. Maybe some wiring problems...but I doubt it. Horn and lights work?
 

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Thats not bad at all visually. Headlight and corner light are pennies on fleabay, bumper is cheap online too. Look around for body shop supplier around your area. I found one in Chicago that supplies a lot of the body shops and they sell stuff dirt cheap. A headlight like that is like 35$ at one of those places and its like 40$ for the bumper cover.

Shops make bank on the parts too, thats why its costing 2200. I was recently quoted 500 to just replace my bumper, aftermarket parts too.

This doesnt look bad at all to DIY, if your deductible is over 500 I would just not tell the insurance. If the hood closes and open fine I would probally just leave it and search for a painted OEM one and just fix the bumper and light. A crowbar is your best friend in bending stuff back after something like this, thats how the shops do it.
 

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2000 Camry LE
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91 Posts
Discussion Starter #12
if i dont call the insurance and my police report goes through as non-reportable, then my premiums wont go up right?
 

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Camry 1996 V6 LE
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If you won't get points - right. However, what is about claim of another side? If they claim -> your insurance will pay -> premium MIGHT grow (it depends on state; for example, in PA, if claim is less than 1000 they can't increase the premium).
 

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2000 Camry LE
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Discussion Starter #14
claim on the other side is def. less than 1000 dont know how it is in jersey...

I dont think i can repair it myself since i dont have time for it. really dont know what to do.:headbang:
 

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2000 Camry LE
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Discussion Starter #16
so if the other party reports it, might as well just report mine and just pay deductible right? since my premiums going to go up anyways. maybe they'll total my car.
 

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Camry 1996 V6 LE
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Right, but the amount of growth may depend on total amount insurance paid. Thus, it might grow less if only another side claims.
 

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抵抗しても無駄だ
2002 Solara SLE V6
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9,091 Posts
sorry to hear and see that bro, but oh well ... recently I see LOTS of colissions everywhere ... almost crushed myself (my front to someone's side ... bad visibility when taking a left turn from around the corner, my Hawk brakes saved me!) ... weather bad making people sleepy or what the hell ?

anyways, I would open the hood first to take a look what INSIDE the engine bay suffered, it might be much more than just a bumper cover and a headlight (not counting hood for now as damage seems minimal) ... it might be bent/broken radiator supports, bumper reinforcement extension on passenger side ... but what's worse (and trust me i know first hand) CHECK the wiring for any cracks or cuts! there is an engine bay wire harness going around the engine bay and through the passenger fender. that harness alone is like $1,400 MSRP at dealer over the counter.

if it is all about minor parts only then I would fix it myself over the weekend ... get cheap parts from ebay or find a body shop supplier in your area. ...

if you let it go through the insurance it will cost you much more ... try negotiating with a shop, state that will be covered out of your pocket, ask them to fix what they can easily and replace only what's necessary, etc. this way it won't be pretty perfect, but more or less good and much cheaper if you don't want to do the job yourself.
most body shops in NJ will rip you off terribly (i know it first hand too haha)...

and oh yeah, your insurance premium WILL grow since accident was already reported to Police. it may grow more if other side makes a claim against your insurance policy to cover their loss (it might get high if they choose expensive shop and OEM parts).
 

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but what's worse (and trust me i know first hand) CHECK the wiring for any cracks or cuts! there is an engine bay wire harness going around the engine bay and through the passenger fender. that harness alone is like $1,400 MSRP at dealer over the counter.
:eek: Im pretty sure some splicing could fix that lol.
 

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抵抗しても無駄だ
2002 Solara SLE V6
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9,091 Posts
:eek: Im pretty sure some splicing could fix that lol.
when we talk about his car, yes likely. but you haven't obviously seen mine ;)

the harness is missing between passenger kick panel and ABS motor ;)
someone put some aftermarket wires fixing it partially (car runs but everything is hotwired in front end)... just got new harness at $1k from online dealer. will be replacing it this Saturday... and you know what most likely caused the harness to be ripped out ? a blown tire or some animal which got twisted around the wheel (fender liner was pulled too along with washer motor, sensor and hose).
 
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