Check your car insurance for coverage. It may be covered
You might also check with your homeowners insurance to see if it is covered under personal property since it was in your wife's purse.
You will need the new SmartKey fob and the other SmartKey fob with you to allow your dealer to program the new one into your Highlander Smartkey system
If there were any credit cards, bank checks, personal info stolen be sure to close the accounts and open new ones and put a credit freeze on your accounts via one of the credit bureau's (Experian, TransAmerica, EQUIFAX)
You might also check with your homeowners insurance to see if it is covered under personal property since it was in your wife's purse.
You will need the new SmartKey fob and the other SmartKey fob with you to allow your dealer to program the new one into your Highlander Smartkey system
If there were any credit cards, bank checks, personal info stolen be sure to close the accounts and open new ones and put a credit freeze on your accounts via one of the credit bureau's (Experian, TransAmerica, EQUIFAX)