Looking to get new tires. 06 4x4 non TRD edition. Going with the Toyo MTs. I want to get a little bigger size than my stock 245/75/16. I am not looking at getting a lift just yet. So I went to schwabs to get prices on the 265/75/16. Guy there said he was 95% sure they would rub. Anyone has experience with this? He was trying to sell me the 245/75/16. I know someone who has the Toyo ATs 265/75/16 on stocks that dont rub. I would appreciate any advice.