Wow dude, sorry to hear about this. Good luck with the insurance co. and getting it fixed. Good thing it wasn't your fault.
One thing I would ask about is are they going to use factory body parts for whatever needs to be replaced. I've been in a similar situation, and found that if I went through my own ins. co. they would have used the cheap body parts. Where if I went w/ the other guy's his ins. co., they had to relace w/ factory.They had a deal where if the vehicle was under a year old, they would use factory, over a year and they used aftermarket. Seemed like I had more rights/options going through the other guy's insurance.deff808 said:Thanks!
Called my Insurance company today. Gave me two options. She mention "What, oh no, thats totally his fault!"
1. Wait 1-2 weeks for the police report, they will contact the persons Insurance Company. And it will be all covered with his Insurance Policy etc.... Take it to the shop.
2. Go get an estimate. Pay the $500 Deductable now. It will go into the shop immediately. And Provide you with a Rental car from his Insurance Policy. Also your $500 will be rembursed, since its his fault. Everything will be covered.
But i do have the ploice report. So hopefully the police agrees with me, and i do have two witness.
Will my Insurance Policy will go up?
Yep, I learned that the hard way a while back. The insurance company will get you no matter what.Firephil said:Any claim to the insurance company is a claim, no matter if it's your fault or not, rates will go up, if moneys are paid for vehicle repair.