In Illinois I have never gotten a title of any sort until it was paid off.

 

Arizona has gone digital.

 

Its digital even when paid off? That don't sit right with me any hacker can forge and steel a car.

 

Yes. My buddy bought a lexus LS430 a year ago. His title is digital. They don't issue paper titles as of fall 2019.

 

What happens if someone passes away will the family be able to get their car?

 

Texas still does paper titles, got a nice blue title about 3-4 weeks after paying cash for the car at the dealership.

 

OP should look on his state’s DMV site. OR us what State the vehicle is registered in, and maybe another person from same State will be able to confirm.

 

Depends on your state. In CA you get your pink after you pay off your car loan.

 

In Canada well Ontario anyway we get the title or ownership upon picking up car... I owed it 1 month before I made my 1st payment

 

It's definitely state-by-state. If someone can navigate here for info, they should be able to navigate their state's DMV website to find a reliable answer. And what to do if something fell into a crack.

 

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In Virginia you can get paper or electronic. I always get paper since I really don't trust them to not F it up. Pretty sure it needs to be paid off to get the title. That way you can't sell it without paying it off. If they don't have the title they don't own the car. Other wise you may buy it and then find out about the balance owed, that the seller conveniently forgot.

 

NY records lienholder names in a reserved section on the face of the title. No "forgetting". Maybe some washing????

 

You can look at the CL and faceboot MP sites any time and see probably 15% of the cars offered for sale without title. Having the liened title held electronically eliminates this "sale" but the buyer who buys the car without title will figure out why it was so cheap. It was good advice to tell the op to check his own DMV, especially since his location is unknown. Some states used to not have titles, not sue if they do now or not or how a lien is put on an non existent title. Haven't owed money on anything for decades and not interested in learning what I will never need to know.

 

NY instituted titles ca. 1973. Not retroactively. Older is xferred using last registration. Not sure I'd want to buy anything but a parts car on that basis. But, it was the way it was done when I started driving. I think NY was (among?) the last state to adopt car titles.

 

After searching AZ DOT for all of about 20 seconds, I found this:

If a paper title is needed, for reasons such as moving out of state, you can use the Title Replacement service on AZ MVD Now (link is external). The fee is $4.

 

Sneaky

 

In NJ, I financed my RAV4 and paid off early. I got the paper title two week later.

 

In Oregon, with Covid, they're (DMV) REALLY behind. It took me over 2 months (closer to 3) to get license plates when I bought a car last Sept! I lost my stickers (for a different vehicle) and it took nearly 4+ months to get replacements!

 

Before Florida went electronic the lien holder held the title until the vehicle was paid off. After they sent the title to me signed off by them I could apply for a new title if I wanted one.

 

The title goes straight to the line holder unless you are in a title holding state.

 

I Hawaii the bank holds the title. The only time you keep the title is when you collateral the car for a loan outside normal banks.


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Somebody incorrectly informed you how Arizona works, or at least left out the other option.
Arizona switched to not issuing a physical copy of a title at the beginning of January and giving you an electronic copy on your MVD account, UNLESS you ask for one. I do not know how it works if you have a lien against a vehicle if they will issue a paper copy showing the lien, but you can reach out and ask. I would guess yes, but that is a guess. But you can still get a physical copy of a title by requesting it in Arizona. Everybody who has a driver's license in the state of Arizona last year had an MVD account automatically made for them, they just have to go onto the site and register it themselves. Your MVD account will display all your vehicles or whatever you have titled/register in Arizona on your account.