Do you realize that Toyota and all other automotive manufacturers determine MPG while running the engine in a controlled environment and at a regulated speed? It is not even placed inside the vehicle's engine bay. The temperature is constant, the engine is level to the ground with no incline or decline, and the mph is controlled. They run the engine(s) for hours with a known amount of fuel. They do not drive a vehicle in Real-World conditions for MPG. This is why people are obtaining good or bad MPG in their vehicles because of their driving habits plus How the Engine is assembled. Then again, like humans, they can be identical but both will never be constant, or perform, the same way.
You can get a vehicle with above, equal to, or below MPG as no 2 engines are alike and no 2 people drive exactly the same.
The window sticker on my 2023 Toyota Camry XSE V6 indicates 22 City/ 32 Highway with 26 MPG average. It is a LIE, I estimate the best I can for the percentage of driving City and Highway.
City is between 16.8 to 18.1 and Highway is between 25.4 to 28.9, my average is between 22 to 24.7 mpg. The instrument cluster Gas Nozzle symbol has 20.9 mpg next to it.
So the computer indicates I get 20.9 mpg average. That means I can travel 332 miles per 15.8-gallon tank of gas. Today, Jan. 3, 2024, regular is $3.309 times 15.8 gal = $52.28. To drive 332 miles is $0.0635 "6" cents per mile. When the price of gasoline increases, it will cost me more.
I have never once Reset the A or B Trip meters.
Therefore, I am getting less in City and Highway and that makes the Average less. I am not getting 22 City/32 Highway nor 26mpg average.
I have driven the Highway completely a few times traveling 106 miles (212 miles round trip) and did manage to get a high of 30.4 mpg.
As of January 2024, Allstate Auto Insurance Rates have gone up 18 Percent in New York State.
"This issue goes back to 2021 when inflation started out of being over 9% Allstate and other companies filed for rate increases there were over the 5% rate increase that New York State allows without any state approval in the beginning of 2022. The New York State Insurance Department declined any insurance company to take a rating increase of more than the 5% that the state allows without approval. In the fourth quarter of 2022, Allstate filed for an 18% rate increase due to the rapid increase of auto repairs and medical costs and the state only approved a 9% for Allstate and most of the large companies that are doing business in New York for example State Farm, GEICO, and progressive while some of the smaller companies were able to take larger rate increases. In the middle of the first quarter of 2023, Allstate showed they took a half of a billion dollars loss in the state of New York and after they made this announcement Allstate restricted their new business guidelines to try to help offset these losses such as zero claims in three years to having prior insurance to be two years continuous and no longer writing anybody that has a Kia or Hyundai from 2011 to 2021. Since then, Allstate has continued to restrict more of its underwriting to now clients have to have five years of continuous coverage with a preferred company and as of late November Allstate we were told as agents that New York State makes up 8% of the premium that Allstate collects countrywide but the percentage of money being paid out on claims is 35% of revenue for Allstate countrywide. Allstate is not the only company that has been dealing with this and they are trying not to be like other companies like Kemper that are pulling out of the state of New York. Just two weeks ago the state approved a rate increase that you see at your current renewal."