Because, as I mentioned earlier...
As to the lower octane options....I have noticed that, when I drop below 91 Octane, I will get a loss of power--slight but detectable to me--on hills or under loading, like towing--particularly when it's hot out. It's just been easier to stick with 91 and just not worrying about potential engine damage from detonation.
Just as a matter of habit of travel, I fill up at either Chevron, Mobile, or Shell--these are the stations that are along my daily travel routes--so I get a good feel for the performance of the different grades of gasoline that I've tried. Plugs, injectors, and coils are new, as well as the cats and all four sensors, and I keep the air filter changed a bit more often than is specified, due to the ridiculous amount of dust we have, because of road work pretty much everywhere, lately. I clean the MAF sensor every three air filter changes--just because it's so easy to do.
My daily driving involves romps through city streets, long stretches on the freeway, and hills to climb--because my wife's office is several valleys away from home. Since her health makes it impossible for her to drive, or to take the MetroLink train, I'm the chauffeur. As a result, I do about 250 to 350 miles a-day, depending on what I have to do, with 160 to 180 of those miles devoted to getting my wife back and forth. I already know that I get just about 360 miles out of a full tank--top into the yellow flashing-beeping "feed me!" indicator--so I have a good feel for how often I need to fill-up, and habitually do so when I hit the half-tank mark on the fuel gauge.
If I fill up with regular, or mid-grade, gasoline, I will have problems with loss of power on hills. I know this because that is what has always happened when a station has had an empty premium ground tank, and the top-half of the gauge evaporates quickly enough that I notice it as being abnormal. This has been the way it has always played-out, since I bought this thing, at 79K, in 2012. I don't argue with the vehicle. I just give it what the symptoms say it needs and, from what I can see, I'm actually receiving value from my manner of driving and dealing with the care of this particular vehicle.
I make attempts to prevent problems from cropping-up, and I take care of problems that crop-up when they are small, instead of allowing those problems to grow and cause additional damage and expense. Using the high octane grade of fuel is only one part of that. Another part of it is replacing the alternator at 150K miles--before it fails--as well as doing the timing belt every 85K, and the water pump at around every 180K. Then there's the habit of flushing the power steering and brake system every New Year's day....
Would people criticize me for doing things this way? It seems that the answer would be, "Yes", but I'm the one driving the vehicle, and I know this particular vehicle VERY well, and I am keenly aware of the driving conditions and loads that I am heaping upon it.
So, I do what I do, and feel not the slightest inclination to do otherwise, until some evidence comes along that suggests that I will derive increased benefit from doing otherwise.
Your vehicle is different than the one under my ass, when I start it up at 04:30 every morning. Your road and environmental conditions are different as well--markedly so. When you stop to think about it, even the composition of the gasoline you fill up with is likely radically different from the makeup of the gasoline that I toss into the filler neck of my tank. If I came out to NW Illinois, and stayed for a while, I might find that what you are saying works well for me--while I'm out there.
However, in this environment, under these conditions, with this vehicle, this is what achieves good results for me; and that is what the considered evidence indicates that I should do. I hope that you can see the myriad variables involved, and know that there really isn't a hard-and-fast rule that applies universally to the discussion of whether or not to use the high octane grade.
My different experiences justify taking actions different from yours; and we are both justified in doing what we each see as being best in our different circumstances.