Well I use the snow tires a few months out of the year. The city does a good job here plowing most of the streets, which is nice for driving a lowered car in the winter.
I will say once you purchase and experience snow tires you will never what to go back to an all-seasonal. We all know how the "rules" work, there is not one size fits all, muti-tool, etc.
I thought the Winter Force were good when I got them, they are great, and might be better studded if you can do that in your state. But by the time you buy the cheap tire and pay for studding you could just invest in a studdless tire for the same price with better performance.
I have the Blizzak WS-70 on my wife's '99 camry, they are the best tire I've ever had in the winter. This car is lowered too (on Intrax) and has 195/65-15 on it. First time I put the tires on I took it for a "test" drive down on of the streets they did not plow with a lot of ice, packed snow, and some loose stuff. I drove carefully doing a few different "idiot" manuvers and the tires did not break free. I did notice the car seemed to stop faster if I did not mash the brakes so hard the ABS kicked in. More of a squeeze action on the brakes seemed to work better.
This is the way I see it, say you spend $800.00 on a set of snow tires and alloys. According to most of the reviews you can stop at least 1 car length sooner. So if winter tires keep you out of just one close call of a fender bender sliding into someone, then they just paid for their self.